Nebraska Blue News

  • Specialty drug costs increasing in Nebraska
  • BCBSNE Manager Honored at Phenomenal Women of Omaha Celebration
  • Understanding and Living with Asthma
  • Take back your unused prescription drugs April 30
  • Nine insurance terms you should know and what they mean
  • BCBSA reports newly enrolled ACA individuals received more medical care
  • How to prepare for your next doctor’s appointment
  • Case managers navigate the road to recovery
  • Evaluating wellness programs to ensure return on investment
  • Arch graduates from Leadership Nebraska
  • Free identity protection services for BCBSNE members
  • BCBSNE teams with All Clear ID to offer identity repair/credit monitoring
  • When you realize it wasn't your dream job after all
  • Treating the whole person: 15 things your doctor should know about you
  • How your premium dollar is spent
  • Thinking about retirement? Do your health care coverage homework now
  • UNK health students plan to give back to rural Nebraska
  • Walking Works winners logged nearly 10,000 miles in challenge
  • What the future of health care might look like
  • Health and Safety Expo Friday, Sept 11 at Aksarben Village
  • Preventing diabetes is goal of BCBSNE wellness grant
  • BCBSNE announces a new value-based total cost of care agreement with Nebraska Health Network
  • Healthcare students get BCBSNE support to stay in rural Nebraska
  • BCBSNE Wellness grant to support mental health therapy in North Platte
  • Scottsbluff's Cirrus House kicks off new wellness program with BCBSNE grant
  • BCBSNE backs Fit4D
  • BCBSNE wellness grant to CCC bike share program
  • BCBSNE Recognized for Supporting New Mothers Back to Work
  • Scaling Agile to Create a Great Work Culture 
  • Update: Premera and Anthem Cyberattacks
  • Anthem Cyber-Attack Impact on BCBSNE members
  • Tax Penalty Special Enrollment
  • There is a fee for not being covered
  • Avoid a Tax Penalty
  • Anthem Data Breach Phishing Scheme 
  • Anthem Data Breach
  • BCBSNE funds early birth study in Central Nebraska 
  • Esser joins BCBSNE 
  • CoOportunity Health Information
  • BCBSNE open to negotiating after rejecting CHI Health proposal
  • BCBSNE to extend in-network benefits for members at 5 CHI facilities
  • 2015 marketplace open enrollment starts Nov 15
  • BCBSNE  health and safety fair Friday, Sept 12 Stinson Park
  • BCBSNE releases 2015 health insurance premiums
  • BCBSNE contract with CHI Health, UniNet will expire Sunday
  • BCBSNE recognizes top value physicians in NE   
  • Kearney Regional Medical Center joins BCBSNE provider network
  • BCBSNE launches "Get Moving" campaign
  • BCBSNE and NE Clinics Partner on New Value-Based Payment Model
  • NE Nonprofits receive BCBSNE Wellness grants
  • BCBSNE issues notice of termination to Alegent Creighton/CHI
  • BCBSNE Walk at Lunch donates $10,000 to Special Olympics/NE Game and Parks
  • BCBSNE extends "keep your plan" until 2016
  • BCBSNE Evaluating Extension announcement 
  • How can I protect myself from fraud in the Health Insurance Marketplace? 
  • Medicare Simplified
  • Discounts Encourage Healthy Living



  • HEALTH INSURANCE TERMS



    Affordable Care act

    The Affordable Care Act (ACA), sometimes called Obamacare, is a federal law designed to make health care more affordable, accessible and of higher quality.

    COINSURANCE

    The percentage of the bill you pay after your deductible has been met.

    COPAY

    A fixed amount you pay when you get a covered health service.

    DEDUCTIBLE

    The annual amount you pay for covered health services before your insurance begins to pay.

    emergency care services

    Any covered services received in a hospital emergency room setting.

    health insurance marketplace (exchange)

    The government Website (healthcare.gov) where you can purchase health insurance and see if you qualify for a tax credit (subsidy) to help pay premiums and out-of-pocket costs. 

    in-network provider

    A provider contracted by your insurance company to accept an agreed upon payment for covered services. 

    OUT-OF-network provider

    A term for providers that aren’t contracting with your insurance company. (Your out-of-pocket costs will tend to be more expensive if you go to an out-of-network provider.)

    out-of-pocket

    Your expenses for medical care that aren’t reimbursed by insurance, including deductibles, coinsurance and co-payments.

    penalty

    If you can afford health insurance, but choose not to buy it, you must have a health coverage exemption or pay a tax penalty on your federal income tax return.

    premium

    The amount you pay to your health insurance company each month. 


    Preventive services

    Health care services that focus on the prevention of disease and health maintenance.

    rehab SERVICES

    Services and devices to help you recover if you are injured or have surgery. This includes physical, occupational and speech therapy.

    special enrollment period

    The time after the Open Enrollment Period when you can still purchase health insurance only if you have a qualifying life event (losing other health coverage, having a baby, getting married, moving).

    specialist

    A physician who has a majority of his or her practice in fields other than internal or general medicine, obstetrics/gynecology, pediatrics or family practice.

    SUBSTANCE ABUSE DISORDER SERVICES

    Includes behavioral health treatment, counseling, and psychotherapy.

    tax credit

    Financial assistance from the government that helps those who are eligible pay for health insurance. Eligibility is generally determined by household income and family size.

    Tiered benefit plan

    A health care plan featuring multiple levels of benefits based on the network status of a particular provider.