Group Health Plans for Business Travelers Get New Names

GeoBlue Expat℠ and GeoBlue Traveler℠ group health plans for business travelers are now branded under the new Blue Cross Blue Shield (BCBS) Global health plans family. These plans are the same as the current plans, but their names are now Blue Cross Blue Shield Global Expat™ and Blue Cross Blue Shield Global Traveler™. 

Transitioning from GeoBlue to BCBS Global allows Blue Cross and Blue Shield of Nebraska, and all Blues Plans, to extend our global reach and enhances our ability to offer comprehensive and compliant international health care solutions for employees and their dependents. Customers will be able to access quality care from the strongest global networks, supported by exceptional service and high-value medical capabilities.

GeoBlue will continue to handle all services and administration. Customers can expect the transition to be seamless, and they can still rely on the unsurpassed personal service they currently enjoy from GeoBlue.

What is Blue Cross Blue Shield Global Expat and Blue Cross Blue Shield Global Traveler?

Blue Cross Blue Shield Global Expat is international major medical insurance and assistance services for employees on international assignments and their families when they leave their home countries for six months or more. 

Blue Cross Blue Shield Global Traveler provides group supplemental medical benefits and services for business travelers outside of their home country for tripslasting up to 180 days.

GeoBlue’s products for individual members and students has been renamed under the BCBS Global family. BlueCard Worldwide®, a basic international program offered as part of most BCBS employer-sponsored and individual health insurance policies, has been renamed Blue Cross Blue Shield Global Basic International Coverage™. The program processes international claims and may reimburse medical professionals or members for medical costs incurred abroad.

“Combining our leading technologies with the Blue Cross and Blue Shield brand has created extraordinary value for international travelers,” said Guillaume Deybach, recently appointed the CEO for GeoBlue. “This strength, knowledge and expertise means customers can be confident in knowing that they have access to quality health care when and where they need it.”

These international health insurance offerings boast regional service centers that provide language and cultural support 24 hours a day across the globe for both medical emergencies and routine inquiries. They also provide online and mobile tools to find local health care professionals and medical services.

About GeoBlue
GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross and Blue Shield Association. GeoBlue works with participating Blue Cross and Blue Shield companies in the U.S. GeoBlue provides individual, academic and employer focused health insurance plans. For more information on individual plans, visit www.geobluetravelinsurance.com, for academic plans visit www.geobluestudents.com, for information on group plans visit www.geo-blue.com.

HEALTH INSURANCE TERMS


COINSURANCE

The percentage of the bill you pay after your deductible has been met.

COPAY

A fixed amount you pay when you get a covered health service.

Tiered benefit plan

A health care plan featuring multiple levels of benefits based on the network status of a particular provider. 

DEDUCTIBLE

The annual amount you pay for covered health services before your insurance begins to pay.

emergency care services

Any covered services received in a hospital emergency room setting.

SUBSTANCE ABUSE DISORDER SERVICES

Includes behavioral health treatment, counseling, and psychotherapy


in-network provider

A provider contracted by your insurance company to accept an agreed upon payment for covered services. 

OUT-OF-network provider

A term for providers that aren’t contracting with your insurance company. (Your out-of-pocket costs will tend to be more expensive if you go to an out-of-network provider.)

out-of-pocket

Your expenses for medical care that aren’t reimbursed by insurance, including deductibles, coinsurance and co-payments.

penalty

If you can afford health insurance, but choose not to buy it, you must have a health coverage exemption or pay a tax penalty on your federal income tax return.

premium

The amount you pay to your health insurance company each month. 


Preventive services

Health care services that focus on the prevention of disease and health maintenance.

rehab SERVICES

Services and devices to help you recover if you are injured or have surgery. This includes physical, occupational and speech therapy.

special enrollment period

The time after the Open Enrollment Period when you can still purchase health insurance only if you have a qualifying life event (losing other health coverage, having a baby, getting married, moving).

specialist

A physician who has a majority of his or her practice in fields other than internal or general medicine, obstetrics/gynecology, pediatrics or family practice.