Faces of Fearless Stories

Faces of Fearless is a storytelling series in our “Live Fearless” campaign celebrating people living their very best lives and inspiring others to do the same.

Adam Armstrong is giving back as a veteran support specialist with At Ease, a Lutheran Family Services initiative. For him, it's more than a job. It's a call to service. Read his Faces of Fearless story!

Lamya Ali has a garden plot through Community Crops and utilizes the Lincoln nonprofit's mobile farmers market with a goal of preventing food insecurity and increasing wellness. Read her Faces of Fearless story!

Fifteen-year-old Molly Troxel is a visually impaired athlete who aspires to be a Paralympian. Read her Faces of Fearless story!

When it comes to the heart behind Third City Community Clinic in Grand Island, medical director Zach Meyer says, for him, the rewards are in the improved quality of life of the patients. Read his Faces of Fearless story!

Driven by tremendous gratitude for a second chance, Tim Smiley helps serve Nebraska and western Iowa by providing food to more than 250,000 people annually through Food Bank for the Heartland. Read his Faces of Fearless story!

Shelton Public Schools physical education teachers, Matt Walter and Amanda Thober, are on the front line in the ongoing struggle against childhood obesity. This year's Fearless Grant empowered the district to partner with Project Fit America to give kids another outlet to be active. Read this Faces of Fearless story!

Steve Bennett, the face of Lions Clubs International mobile screening unit, finds passion for hearing and vision tests for school kids. Read his Faces of Fearless story!

Pam Magdanz has been fearless about shaping the future, turning a passion for education into a legacy that has impacted thousands of young lives. Read her Faces of Fearless story!

Karlyn Walker learns to go beyond sobriety and recovery to commit to a life of wellness. Read her Faces of Fearless story!

Endurance athlete Lincoln Murdoch says "fun over fear" motivates him to compete in triathlons. Watch his Faces of Fearless video!

Louis "Big Lou" Parker has been knocked down a few times, but faith helps him get back up. Read his Faces of Fearless story.

John Coffey said boxing wasn’t something he thought about doing prior to his diagnosis for Parkinson's disease. Now he throws a proper hook, cross and uppercut like a champ. Read his Faces of Fearless story!

Vanita Jarmon, principal at Conestoga Magnet School in Omaha, has a leadership style that celebrates their positive contributions to student - and teacher - success. Read her Faces of Fearless story!



The percentage of the bill you pay after your deductible has been met.


A fixed amount you pay when you get a covered health service.

Tiered benefit plan

A health care plan featuring multiple levels of benefits based on the network status of a particular provider. 


The annual amount you pay for covered health services before your insurance begins to pay.

emergency care services

Any covered services received in a hospital emergency room setting.


Includes behavioral health treatment, counseling, and psychotherapy

in-network provider

A provider contracted by your insurance company to accept an agreed upon payment for covered services. 

OUT-OF-network provider

A term for providers that aren’t contracting with your insurance company. (Your out-of-pocket costs will tend to be more expensive if you go to an out-of-network provider.)


Your expenses for medical care that aren’t reimbursed by insurance, including deductibles, coinsurance and co-payments.


If you can afford health insurance, but choose not to buy it, you must have a health coverage exemption or pay a tax penalty on your federal income tax return.


The amount you pay to your health insurance company each month. 

Preventive services

Health care services that focus on the prevention of disease and health maintenance.


Services and devices to help you recover if you are injured or have surgery. This includes physical, occupational and speech therapy.

special enrollment period

The time after the Open Enrollment Period when you can still purchase health insurance only if you have a qualifying life event (losing other health coverage, having a baby, getting married, moving).


A physician who has a majority of his or her practice in fields other than internal or general medicine, obstetrics/gynecology, pediatrics or family practice.