Make healthy choices at work

Staying fit at work is a challenge for most of us. Conveniently located vending machines, a heavy workload and lack of time to exercise are a few hurdles that get in our way. The good news is it doesn't take drastic lifestyle changes at the workplace to stay healthy. Small changes throughout the day can make a big difference.

  • Bring your lunch to work. It's not only potentially healthier for you, but it also can save you money.
  • Keep a well-stocked, healthy snack drawer in your cubicle. Pulling from a drawer filled with beef jerky, apples, oranges, almonds and other healthy snacks is better for you than a trip down to the cafeteria for a fudge brownie.
  • Find a partner. A partner to exercise with and who can hold you accountable doubles the drive and determination. If teamwork is important on presentations, spreadsheets and projects, why should getting healthier be any different?
  • Get up and move. Set an alarm once an hour to get up for a couple of minutes and move around. Instead of using the bathroom on your floor, use the one two floors up from you, and of course use the stairs. Stretching at your desk or just simply walking laps around the building will help you keep active.
  • Exercise at work. Whether simple exercises at your desk or taking advantage of your company's wellness programs, getting physical activity at work is convenient. Also, check with your company's health insurance provider and your benefits department to find out if there are discounts available for exercise and health programs.

Professionals do the hard work for their employers; we owe it to ourselves to put the same work ethic into becoming healthier.

By Tanner Johnson

HEALTH INSURANCE TERMS


COINSURANCE

The percentage of the bill you pay after your deductible has been met.

COPAY

A fixed amount you pay when you get a covered health service.

Tiered benefit plan

A health care plan featuring multiple levels of benefits based on the network status of a particular provider. 

DEDUCTIBLE

The annual amount you pay for covered health services before your insurance begins to pay.

emergency care services

Any covered services received in a hospital emergency room setting.

SUBSTANCE ABUSE DISORDER SERVICES

Includes behavioral health treatment, counseling, and psychotherapy


in-network provider

A provider contracted by your insurance company to accept an agreed upon payment for covered services. 

OUT-OF-network provider

A term for providers that aren’t contracting with your insurance company. (Your out-of-pocket costs will tend to be more expensive if you go to an out-of-network provider.)

out-of-pocket

Your expenses for medical care that aren’t reimbursed by insurance, including deductibles, coinsurance and co-payments.

penalty

If you can afford health insurance, but choose not to buy it, you must have a health coverage exemption or pay a tax penalty on your federal income tax return.

premium

The amount you pay to your health insurance company each month. 


Preventive services

Health care services that focus on the prevention of disease and health maintenance.

rehab SERVICES

Services and devices to help you recover if you are injured or have surgery. This includes physical, occupational and speech therapy.

special enrollment period

The time after the Open Enrollment Period when you can still purchase health insurance only if you have a qualifying life event (losing other health coverage, having a baby, getting married, moving).

specialist

A physician who has a majority of his or her practice in fields other than internal or general medicine, obstetrics/gynecology, pediatrics or family practice.