PC Magazine Rates Popular Fitness Trackers

Have you made your New Year’s resolution to sleep more? Or move more? Improving your overall health has become easier with the use of a fitness tracker.  But how do you know which ones is best for you?  Below are some tips and ratings of the most popular brands on the market today.

PC Magazine has rated the Fitbit Surge with 5 out of 5 stars with Garmin a close second with 4.5 stars.  Before choosing a tracker, here are few tips:

1.  Think about what you want to track:  In addition to a step counter do you want or need to track your sleep and heart rate.  This will help you narrow down your search.

2.  What kind of wearable to you like:  You will need to decide what works best for you – one that clips on or one you wear on your wrist.  Decide on the one that you know you will use the most to help you reach your fitness goals.

3.  Technology considerations:  Some trackers need to be used with your cell phone and other apps or websites.  Select the tracker that you are the most comfortable with – you will be more apt to use to use it.

Access the PC Magazine article to see all of the ratings.  You can also receive discounts on trackers available to Blue Cross and Blue Shield of Nebraska members. Start saving with Blue365 fitness tracker discounts – just select fitness to see all of the options.


HEALTH INSURANCE TERMS


COINSURANCE

The percentage of the bill you pay after your deductible has been met.

COPAY

A fixed amount you pay when you get a covered health service.

Tiered benefit plan

A health care plan featuring multiple levels of benefits based on the network status of a particular provider. 

DEDUCTIBLE

The annual amount you pay for covered health services before your insurance begins to pay.

emergency care services

Any covered services received in a hospital emergency room setting.

SUBSTANCE ABUSE DISORDER SERVICES

Includes behavioral health treatment, counseling, and psychotherapy


in-network provider

A provider contracted by your insurance company to accept an agreed upon payment for covered services. 

OUT-OF-network provider

A term for providers that aren’t contracting with your insurance company. (Your out-of-pocket costs will tend to be more expensive if you go to an out-of-network provider.)

out-of-pocket

Your expenses for medical care that aren’t reimbursed by insurance, including deductibles, coinsurance and co-payments.

penalty

If you can afford health insurance, but choose not to buy it, you must have a health coverage exemption or pay a tax penalty on your federal income tax return.

premium

The amount you pay to your health insurance company each month. 


Preventive services

Health care services that focus on the prevention of disease and health maintenance.

rehab SERVICES

Services and devices to help you recover if you are injured or have surgery. This includes physical, occupational and speech therapy.

special enrollment period

The time after the Open Enrollment Period when you can still purchase health insurance only if you have a qualifying life event (losing other health coverage, having a baby, getting married, moving).

specialist

A physician who has a majority of his or her practice in fields other than internal or general medicine, obstetrics/gynecology, pediatrics or family practice.