BCBSNE News Release

Blue Cross and Blue Shield of Nebraska Elects Board of Directors

OMAHA (February 18, 2013) – Blue Cross and Blue Shield of Nebraska (BCBSNE) announces the election of Anthony F. Raimondo Jr., and the re-election of four members, to its Board of Directors for three-year terms.

Raimondo, of Columbus, is vice chairman of the board and co-president of International and Diversified Products at Behlen Mfg. Co. Additionally, he oversees marketing and strategic planning for all business units at Behlen.

Raimondo serves on the boards of the Nebraska Chamber of Commerce, Columbus Community Hospital and Columbus YMCA Foundation. He received a bachelor’s degree in marketing from the University of Nebraska Omaha, and an MBA from The Ohio State University.

He joins 11 others on BCBSNE’s Board of Directors, four of whom were re-elected this year: George G. Beattie, Lincoln; Richard R. Bell, Omaha; Marvin B. Dvorak, D.D.S., Omaha; and Robert E. Synowicki, Jr., Omaha.  

About Blue Cross and Blue Shield of Nebraska
Blue Cross and Blue Shield of Nebraska (BCBSNE) is a community-based, member-owned health insurance company serving nearly 700,000 people. Since 1939, BCBSNE has been committed to protecting Nebraska families and delivering the health and wellness solutions Nebraskans value most. Recent awards include: Platinum Well Workplace Award from the Wellness Councils of America and Best Places to Work in Omaha. Blue Cross and Blue Shield of Nebraska is an independent licensee of the Blue Cross and Blue Shield Association.  

For more information, contact Nathan Odgaard, (402) 982-6528.

HEALTH INSURANCE TERMS

Affordable Care act

The Affordable Care Act (ACA), sometimes called Obamacare, is a federal law designed to make health care more affordable, accessible and of higher quality.

COINSURANCE

The percentage of the bill you pay after your deductible has been met.

COPAY

A fixed amount you pay when you get a covered health service.

DEDUCTIBLE

The annual amount you pay for covered health services before your insurance begins to pay.

emergency care services

Any covered services received in a hospital emergency room setting.

health insurance marketplace (exchange)

The government Website (healthcare.gov) where you can purchase health insurance and see if you qualify for a tax credit (subsidy) to help pay premiums and out-of-pocket costs. 

in-network provider

A provider contracted by your insurance company to accept an agreed upon payment for covered services. 

OUT-OF-network provider

A term for providers that aren’t contracting with your insurance company. (Your out-of-pocket costs will tend to be more expensive if you go to an out-of-network provider.)

out-of-pocket

Your expenses for medical care that aren’t reimbursed by insurance, including deductibles, coinsurance and co-payments.

penalty

If you can afford health insurance, but choose not to buy it, you must have a health coverage exemption or pay a tax penalty on your federal income tax return.

premium

The amount you pay to your health insurance company each month. 


Preventive services

Health care services that focus on the prevention of disease and health maintenance.

rehab SERVICES

Services and devices to help you recover if you are injured or have surgery. This includes physical, occupational and speech therapy.

special enrollment period

The time after the Open Enrollment Period when you can still purchase health insurance only if you have a qualifying life event (losing other health coverage, having a baby, getting married, moving).

specialist

A physician who has a majority of his or her practice in fields other than internal or general medicine, obstetrics/gynecology, pediatrics or family practice.

SUBSTANCE ABUSE DISORDER SERVICES

Includes behavioral health treatment, counseling, and psychotherapy.

tax credit

Financial assistance from the government that helps those who are eligible pay for health insurance. Eligibility is generally determined by household income and family size.

Tiered benefit plan

A health care plan featuring multiple levels of benefits based on the network status of a particular provider.