8 Nebraska Nonprofits Awarded Wellness Grants

OMAHA (June 12, 2013) – Eight nonprofit organizations across Nebraska have been awarded a total of $99,200 in wellness grants from Blue Cross and Blue Shield of Nebraska (BCBSNE).

BCBSNE selected the grant recipients, from Peru to Scottsbluff, for their commitment to produce positive health outcomes in their communities.

Since 2008, the BCBSNE wellness grants program has contributed over $500,000 to health-based organizations across greater Nebraska. The grant money has supported programs designed to help Nebraskans form healthy habits. Health problems targeted include obesity, diabetes, smoking and mental health.

“We applaud the organizations that make the commitment to help their communities get healthier,” said Rob Trebilcock, BCBSNE director of community engagement. “As a statewide organization, we believe it’s vital to support these programs through our wellness grants.”

The 2013 grant recipients and their programs are:

·         Box Butte Health Foundation, Building Healthy Families (Alliance)

·         The Children’s Health, Activity & Nutrition Community Engagement (CHANCE), The CHANCE Initiative (Peru)

·         The Gage County M.A.P.S. Coalition, No Child Left On Their Behind and iwalk ibike (Beatrice)

·         Grand Island Area Chamber of Commerce Foundation, Wonderful Life Project

·         Hastings Public Library Foundation, Hastings Story Walk

·         The Lexington Community Foundation, Community Fitness Initiative

·         Southeastern Nebraska Area Health Education Center, Suicide Prevention Accreditation and Education Symposium (Crete)

·         The Western Nebraska Community College (WNCC) Foundation – WNCC Wellness Culture Coaching Training (Scottsbluff)

BCBSNE representatives will travel the state this summer to visit these communities and make check presentations.

For more information, contact Nathan Odgaard, (402) 982-6528.




HEALTH INSURANCE TERMS



Affordable Care act

The Affordable Care Act (ACA), sometimes called Obamacare, is a federal law designed to make health care more affordable, accessible and of higher quality.

COINSURANCE

The percentage of the bill you pay after your deductible has been met.

COPAY

A fixed amount you pay when you get a covered health service.

DEDUCTIBLE

The annual amount you pay for covered health services before your insurance begins to pay.

emergency care services

Any covered services received in a hospital emergency room setting.

health insurance marketplace (exchange)

The government Website (healthcare.gov) where you can purchase health insurance and see if you qualify for a tax credit (subsidy) to help pay premiums and out-of-pocket costs. 

in-network provider

A provider contracted by your insurance company to accept an agreed upon payment for covered services. 

OUT-OF-network provider

A term for providers that aren’t contracting with your insurance company. (Your out-of-pocket costs will tend to be more expensive if you go to an out-of-network provider.)

out-of-pocket

Your expenses for medical care that aren’t reimbursed by insurance, including deductibles, coinsurance and co-payments.

penalty

If you can afford health insurance, but choose not to buy it, you must have a health coverage exemption or pay a tax penalty on your federal income tax return.

premium

The amount you pay to your health insurance company each month. 


Preventive services

Health care services that focus on the prevention of disease and health maintenance.

rehab SERVICES

Services and devices to help you recover if you are injured or have surgery. This includes physical, occupational and speech therapy.

special enrollment period

The time after the Open Enrollment Period when you can still purchase health insurance only if you have a qualifying life event (losing other health coverage, having a baby, getting married, moving).

specialist

A physician who has a majority of his or her practice in fields other than internal or general medicine, obstetrics/gynecology, pediatrics or family practice.

SUBSTANCE ABUSE DISORDER SERVICES

Includes behavioral health treatment, counseling, and psychotherapy.

tax credit

Financial assistance from the government that helps those who are eligible pay for health insurance. Eligibility is generally determined by household income and family size.

Tiered benefit plan

A health care plan featuring multiple levels of benefits based on the network status of a particular provider.