Free Sessions Help Nebraskans Navigate Health Care Law

OMAHA (Oct. 31, 2013) – Blue Cross and Blue Shield of Nebraska (BCBSNE) is traveling the state to help Nebraskans get a handle on the requirements of the health care law.

At free informational sessions, called “Navigating the New Health Care Law,” BCBSNE will answer questions and discuss portions of the Affordable Care Act that will most impact consumers.

The schedule of sessions:

  • North Platte: Tuesday, Nov. 12, Holiday Inn Express, 300 Holiday Frontage Road.
  • Kearney: Wednesday, Nov. 13, Younes Conference Center, 416 Talmadge St.
  • Grand Island: Wednesday, Nov. 13, Midtown Holiday Inn, 2503 Locust St.
  • Omaha: Thursday, Nov. 14, Ramada Plaza Convention Center, 3321 South 72nd St.

The Kearney session is from 11:30 a.m. to 1 p.m., while the others will run from 7 to 8:30 p.m.

The sessions will entail a presentation that covers what consumers need to know most, questions and answers, and an opportunity for individuals to receive one-on-one consultation with an advisor.

RSVP at or (402) 982-7633.

Two groups of individuals will benefit the most from the free informational sessions:

  • Uninsured persons, who are required to have health insurance in 2014 or face a penalty under the health care law
  • Those who currently have individual/family coverage, as most people will need a new plan in 2014 that meets the requirements of the law.

These sessions will not address Medicare. Medicare coverage is not impacted by the health care law at this time.

In October, more than 300 people attended similar sessions in Norfolk, Lincoln and Omaha.

“We look forward to helping more people across Nebraska by answering their questions and providing direction on their specific individual needs,” said Tom Gilsdorf, BCBSNE’s director of product development.

Refreshments will be served and door prizes given away.

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For more information, contact Nathan Odgaard, (402) 982-6528.



The percentage of the bill you pay after your deductible has been met.


A fixed amount you pay when you get a covered health service.

Tiered benefit plan

A health care plan featuring multiple levels of benefits based on the network status of a particular provider. 


The annual amount you pay for covered health services before your insurance begins to pay.

emergency care services

Any covered services received in a hospital emergency room setting.


Includes behavioral health treatment, counseling, and psychotherapy

in-network provider

A provider contracted by your insurance company to accept an agreed upon payment for covered services. 

OUT-OF-network provider

A term for providers that aren’t contracting with your insurance company. (Your out-of-pocket costs will tend to be more expensive if you go to an out-of-network provider.)


Your expenses for medical care that aren’t reimbursed by insurance, including deductibles, coinsurance and co-payments.


If you can afford health insurance, but choose not to buy it, you must have a health coverage exemption or pay a tax penalty on your federal income tax return.


The amount you pay to your health insurance company each month. 

Preventive services

Health care services that focus on the prevention of disease and health maintenance.


Services and devices to help you recover if you are injured or have surgery. This includes physical, occupational and speech therapy.

special enrollment period

The time after the Open Enrollment Period when you can still purchase health insurance only if you have a qualifying life event (losing other health coverage, having a baby, getting married, moving).


A physician who has a majority of his or her practice in fields other than internal or general medicine, obstetrics/gynecology, pediatrics or family practice.