Fearless Grant Awarded to Lincoln Non-profit

Blue Cross and Blue Shield of Nebraska (BCBSNE) will be awarding a Fearless Grant to Community Crops of Lincoln on Monday, May 1, 3:30 p.m., at Health 360 Clinic, 2301 O Street.

“Making fresh produce available to areas that are underserved by traditional farmers markets is another way to improve the health of Nebraskans,” Steve Grandfield, BCBSNE executive vice president said.  “Supporting them will have an impact on people’s lives and that is an important part of our mission.”

The Fearless Grant program is an effort by BCBSNE to contribute statewide in grants, sponsorships and community involvement and spans BCBSNE’s social responsibility focus areas of health and wellness, human services and education.

Community Crops will receive a $8,525 Fearless Grant for their Mobile Veggie Van project which brings local produce to Lincoln families and supports farmers in the community.  The Health 360 Clinic parking lot serves as a storefront for the portable farmers market.

“The impact of Community Crops on its customers is remarkable.  Not only does their growth and sale of produce create community, it assists in generating healthy, self-sustaining improvements for those they serve and reach,” Marjorie Maas, BCBSNE director of corporate social responsibility said.  “Their vision for a healthier Lincoln and the tenacity in which they are seeing it through is a prime example of the fearlessness Blue Cross Blue Shield of Nebraska hopes to find in their grantees.”

HEALTH INSURANCE TERMS


COINSURANCE

The percentage of the bill you pay after your deductible has been met.

COPAY

A fixed amount you pay when you get a covered health service.

Tiered benefit plan

A health care plan featuring multiple levels of benefits based on the network status of a particular provider. 

DEDUCTIBLE

The annual amount you pay for covered health services before your insurance begins to pay.

emergency care services

Any covered services received in a hospital emergency room setting.

SUBSTANCE ABUSE DISORDER SERVICES

Includes behavioral health treatment, counseling, and psychotherapy


in-network provider

A provider contracted by your insurance company to accept an agreed upon payment for covered services. 

OUT-OF-network provider

A term for providers that aren’t contracting with your insurance company. (Your out-of-pocket costs will tend to be more expensive if you go to an out-of-network provider.)

out-of-pocket

Your expenses for medical care that aren’t reimbursed by insurance, including deductibles, coinsurance and co-payments.

penalty

If you can afford health insurance, but choose not to buy it, you must have a health coverage exemption or pay a tax penalty on your federal income tax return.

premium

The amount you pay to your health insurance company each month. 


Preventive services

Health care services that focus on the prevention of disease and health maintenance.

rehab SERVICES

Services and devices to help you recover if you are injured or have surgery. This includes physical, occupational and speech therapy.

special enrollment period

The time after the Open Enrollment Period when you can still purchase health insurance only if you have a qualifying life event (losing other health coverage, having a baby, getting married, moving).

specialist

A physician who has a majority of his or her practice in fields other than internal or general medicine, obstetrics/gynecology, pediatrics or family practice.