November 15, 2014:
The next opportunity to purchase health insurance will be during the next open enrollment period November 15, 2014 - February 15, 2015, unless you have a qualifying life event that makes you eligible for a Special Enrollment Period. Examples of qualifying life events are moving to a new state, certain changes in your income, and changes in your family size (for example, if you marry, divorce, or have a baby).
Insurance purchased by December 15, 2014 will be effective on January 1, 2015 (Premiums must be paid by December 31, 2014).
Insurance purchased by February 15, 2015 will be effective on March 1, 2015 (Premiums must be paid by February 28, 2015).