Blue365 Exclusive Member Discounts

Because health is a big deal – Blue365 offers Blue Cross and Blue Shield of Nebraska members exclusive access to savings on select products and services you can use to improve and maintain your health every day. Explore the special offerings from leading national companies in the following categories:
  • Fitness: Save on membership, monthly fees, athletic footwear and other products and services at Reebok and Snap Fitness. Plus, get access to more than 9,000 gyms any day, anytime, anywhere, including select Anytime Fitness, Snap Fitness, YMCA, LA Fitness and Curves locations – plus many independent gyms through Healthways.
  • Healthy Eating: Get discounts on weight loss programs such as Jenny Craig and Nutrisystem. 
  • Personal Care: Save on products and services from Beltone, CaringBridge, Davis Vision, LasikPlus, Medical ID, Qualsight Lasik, SeniorLink, and TruHearing.


Please read the following:

By clicking the “I AGREE” button, below, I authorize Blue Cross and Blue Shield of Nebraska to disclose to Blue Cross and Blue Shield Association (“BCBSA”):

  • The fact that I am enrolled in a Blue Cross and Blue Shield of Nebraska product and my IP address.

This authorization does not permit Blue Cross and Blue Shield of Nebraska to disclose any other information.

I understand that BCBSA needs to know I am enrolled in a Blue Cross and Blue Shield of Nebraska product to make discounts available to me.

Once I click on a link to visit BCBSA’s Blue365 web site, the fact that I am enrolled in a Blue Cross and Blue Shield of Nebraska product and my IP address will be disclosed to BCBSA. Although Blue Cross and Blue Shield of Nebraska will not give BCBSA my name or any other information about me, I understand that BCBSA’s Blue365 web site is not subject to federal health information privacy laws and, therefore, could re-disclose the fact that I am enrolled in a Blue Cross and Blue Shield of Nebraska product and my IP address (subject to its privacy policies and any applicable state laws). I acknowledge that the Blue 365 web site includes products and services that are not health related.

This authorization is voluntary. Blue Cross and Blue Shield of Nebraska will not condition my enrollment in a health plan or eligibility or payment for benefits on receiving this authorization. I revoke this authorization and it expires immediately when I close the browser window after using the Blue 365 web site. When I revoke this authorization, the revocation will not affect any disclosure of the fact I am enrolled in a Blue Cross and Blue Shield of Nebraska product that Blue Cross and Blue Shield of Nebraska made before the revocation. BCBSA may receive payment from vendors under the Blue 365 program.

I have had full opportunity to read and consider the contents of this authorization. I understand that, by clicking on the “I AGREE” button, below, I am confirming my authorization for the use and disclosure of information about me, as described in this form.

6/8/2015

I AGREE




HEALTH INSURANCE TERMS



Affordable Care act

The Affordable Care Act (ACA), sometimes called Obamacare, is a federal law designed to make health care more affordable, accessible and of higher quality.

COINSURANCE

The percentage of the bill you pay after your deductible has been met.

COPAY

A fixed amount you pay when you get a covered health service.

DEDUCTIBLE

The annual amount you pay for covered health services before your insurance begins to pay.

emergency care services

Any covered services received in a hospital emergency room setting.

health insurance marketplace (exchange)

The government Website (healthcare.gov) where you can purchase health insurance and see if you qualify for a tax credit (subsidy) to help pay premiums and out-of-pocket costs. 

in-network provider

A provider contracted by your insurance company to accept an agreed upon payment for covered services. 

OUT-OF-network provider

A term for providers that aren’t contracting with your insurance company. (Your out-of-pocket costs will tend to be more expensive if you go to an out-of-network provider.)

out-of-pocket

Your expenses for medical care that aren’t reimbursed by insurance, including deductibles, coinsurance and co-payments.

penalty

If you can afford health insurance, but choose not to buy it, you must have a health coverage exemption or pay a tax penalty on your federal income tax return.

premium

The amount you pay to your health insurance company each month. 


Preventive services

Health care services that focus on the prevention of disease and health maintenance.

rehab SERVICES

Services and devices to help you recover if you are injured or have surgery. This includes physical, occupational and speech therapy.

special enrollment period

The time after the Open Enrollment Period when you can still purchase health insurance only if you have a qualifying life event (losing other health coverage, having a baby, getting married, moving).

specialist

A physician who has a majority of his or her practice in fields other than internal or general medicine, obstetrics/gynecology, pediatrics or family practice.

SUBSTANCE ABUSE DISORDER SERVICES

Includes behavioral health treatment, counseling, and psychotherapy.

tax credit

Financial assistance from the government that helps those who are eligible pay for health insurance. Eligibility is generally determined by household income and family size.

Tiered benefit plan

A health care plan featuring multiple levels of benefits based on the network status of a particular provider.