NEtwork BLUE

What is NEtwork BLUE?

NEtwork BLUE is our statewide network available to all employer groups. This network provides access to nationally recognized hospitals and other health care providers. NEtwork BLUE is for your employees who live anywhere in Nebraska.

With access to 100% of Nebraska's non-governmental acute care hospitals and 95% of the state's physicians, is NEtwork BLUE a good fit for your employees?

NEtwork BLUE provides access to:

  • Hospitals and clinics across Nebraska
  • Primary and specialty care providers
  • Heart, cancer and trauma centers
  • Children’s care
  • Behavioral health network


Your employees may use the NEtwork BLUE network if they live in:

  • Nebraska

 

Is NEtwork BLUE a good fit for your employees?

As you decide which provider network to choose for your company’s health care plan, ask yourself these five questions to help you determine if it would be a good fit for your employee base:

  1. Is statewide access to in-network providers important to you?
  2. Where do your employees live and work? What providers are employees already using?
  3. How willing would your employees be to switching their doctors in exchange for lower costs?
  4. How does the network treat out-of-network care? How are benefits handled when my employees are traveling, or live outside the network?
  5. Adding it all up:  What is the bottom line impact on my company of my choice of provider network?

 

With NEtwork BLUE, your employees also get:

  • 100% preventive care coverage
  • Health and wellness programs
  • Online tools to find doctors and estimate cost information for common procedures
  • Ability to manage their health in one online tool – myblue – track claims, deductible and other out-of-pocket costs as well as securely message our Member Services department
  • Additional information on this network is available in the Find a Doctor tool.

 

Get Started

Get a quote from BCBSNE or find an insurance agent/broker.

HEALTH INSURANCE TERMS


COINSURANCE

The percentage of the bill you pay after your deductible has been met.

COPAY

A fixed amount you pay when you get a covered health service.

Tiered benefit plan

A health care plan featuring multiple levels of benefits based on the network status of a particular provider. 

DEDUCTIBLE

The annual amount you pay for covered health services before your insurance begins to pay.

emergency care services

Any covered services received in a hospital emergency room setting.

SUBSTANCE ABUSE DISORDER SERVICES

Includes behavioral health treatment, counseling, and psychotherapy


in-network provider

A provider contracted by your insurance company to accept an agreed upon payment for covered services. 

OUT-OF-network provider

A term for providers that aren’t contracting with your insurance company. (Your out-of-pocket costs will tend to be more expensive if you go to an out-of-network provider.)

out-of-pocket

Your expenses for medical care that aren’t reimbursed by insurance, including deductibles, coinsurance and co-payments.

penalty

If you can afford health insurance, but choose not to buy it, you must have a health coverage exemption or pay a tax penalty on your federal income tax return.

premium

The amount you pay to your health insurance company each month. 


Preventive services

Health care services that focus on the prevention of disease and health maintenance.

rehab SERVICES

Services and devices to help you recover if you are injured or have surgery. This includes physical, occupational and speech therapy.

special enrollment period

The time after the Open Enrollment Period when you can still purchase health insurance only if you have a qualifying life event (losing other health coverage, having a baby, getting married, moving).

specialist

A physician who has a majority of his or her practice in fields other than internal or general medicine, obstetrics/gynecology, pediatrics or family practice.