Individual and Family Dental Plans
Discover the power of a healthy smile!
Did you know that maintaining good oral hygiene can ward off illnesses and chronic health conditions? Regular dental care is a cornerstone of a healthy lifestyle. At Blue Cross and Blue Shield of Nebraska, we offer three flexible dental plans tailored to fit the needs and budgets of individuals and families — even if you don't have health insurance with us. Invest in your smile today!
Get started
How do I find a dental plan that is right for me?
Assess your dental needs
Think about the types of dental services you'll require. Do you have complex dental issues, or will you primarily need preventative check-ups and cleanings? Understanding your needs will help you choose the right plan.
Find a dentist
With our dental plans, you have the freedom to visit any dentist you choose. However, you'll maximize your savings by using an in-network provider. Explore our extensive network of over 1,000 providers to ensure your dentist is in-network or to find a new one.
Determine your budget
Blue Cross and Blue Shield of Nebraska offers three dental plans with varying levels of coverage and premium costs. Assess your budget to find the plan that best fits your financial situation.
Choose from three plan options
No matter which dental plan you choose, you will have coverage for a wide range of services.
Preventive services
Covers routine oral exams and cleanings as well as fluoride for those under the age of 16.
Basic maintenance
Major/complex services
Want to get started right away?
BlueDental 750I don’t go to the dentist a lot; I just go in for my preventive check-ups and cleanings. |
BlueDental 1200I may have cavities or a tooth that needs to be pulled. |
BlueDental 1500I have more complex dental issues and may require a crown or dentures. |
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|---|---|---|---|---|---|---|
| Deductible | $100 per person per calendar year (applies to Coverage B Services) | $100 per person per calendar year (applies to Coverage B and C Services) | $50 per person per calendar year (applies to Coverage B and C Services) | |||
| Calendar year maximum | $750 per person calendar year (applies to Coverage A and B Services) | $1,200 per person per calendar year (applies to Coverage A, B and C Services) | $1,500 per person per calendar year (applies to Coverage A, B and C services) | |||
| Coinsurance (what you pay) | ||||||
| In network | Out of network | In network |
Out of network |
In network |
Out of network |
|
| Coverage A services Preventive and diagnostic dentistry |
0% | 0% | 20% | 20% | 0% | 0% |
| Coverage B services Maintenance and simple restorative dentistry and oral surgery |
50% |
50% | 50% | 50% | 50% | 50% |
| Coverage C services Complex restorative dentistry, periodontic and endodontics |
Not covered | Not covered | 50% | 50% | 50% | 50% |
| 2026 Monthly premium rates | ||||||
| Subscriber | $31.14 | $37.45 | $48.05 | |||
| Subscriber + one |
$60.73 | $73.03 | $93.71 | |||
| Family1 | $111.95 | $134.63 | $172.74 | |||
| Waiting periods2 | ||||||
| Coverage A | Coverage B | Coverage C | ||||
| BlueDental 750 | None | 3 months | Not applicable | |||
| BlueDental 1200 |
None | None | 12 months | |||
| BlueDental 1500 | None | None | 12 months | |||
BlueDental 750I don’t go to the dentist a lot; I just go in for my preventive check-ups and cleanings. |
||
|---|---|---|
| Deductible | $100 per person per calendar year (applies to Coverage B Services) | |
| Calendar Year Maximum | $750 per person calendar year (applies to Coverage A and B Services) | |
| Coinsurance (What You Pay) | ||
| In network | Out of Network | |
| Coverage A Services Preventive and Diagnostic Dentistry |
0% | 0% |
| Coverage B Services Maintenance and Simple Restorative Dentistry and Oral Surgery |
50% |
50% |
| Coverage C Services Complex Restorative Dentistry, Periodontic and Endodontics |
Not covered | Not covered |
| 2026 Monthly Premium Rates | ||
| Subscriber | $31.14 | |
| Subscriber + one | $60.73 | |
| Family1 | $111.95 | |
| Waiting periods2 | ||
| Coverage A | None | |
| Coverage B | 3 months | |
| Coverage C | Not applicable | |
BlueDental 1200I may have cavities or a tooth that needs to be pulled. |
||
|---|---|---|
| Deductible | $100 per person per calendar year (applies to Coverage B and C Services) | |
| Calendar Year Maximum | $1,200 per person per calendar year (applies to Coverage A, B and C Services) | |
| Coinsurance (What You Pay) | ||
| In network |
Out of Network |
|
| Coverage A Services Preventative and Diagnostic Dentistry |
20% | 20% |
| Coverage B Services Maintenance and Simple Restorative Dentistry and Oral Surgery |
50% | 50% |
| Coverage C Services Complex Restorative Dentistry, Periodontic and Endodontics |
50% | 50% |
| 2026 Monthly Premium Rates | ||
| Subscriber | $37.45 | |
| Subscriber + one |
$73.03 | |
| Family1 | $134.63 | |
| Waiting periods2 | ||
| Coverage A | None | |
| Coverage B | None | |
| Coverage C | 12 months | |
BlueDental 1500I have more complex dental issues and may require a crown or dentures. |
||
|---|---|---|
| Deductible | $50 per person per calendar year (applies to Coverage B and C Services) | |
| Calendar Year Maximum | $1,500 per person per calendar year (applies to Coverage A, B and C services) | |
| Coinsurance (What You Pay) | ||
| In network |
Out of Network |
|
| Coverage A Services Preventative and Diagnostic Dentistry |
0% | 0% |
| Coverage B Services Maintenance and Simple Restorative Dentistry and Oral Surgery |
50% | 50% |
| Coverage C Services Complex Restorative Dentistry, Periodontic and Endodontics |
50% | 50% |
| Monthly Premium Rates | ||
| Subscriber | $48.05 | |
| Subscriber + one |
$93.71 | |
| Family1 | $172.74 | |
| Waiting periods2 | ||
| Coverage A | None | |
| Coverage B | None | |
| Coverage C | 12 months | |
1 Dependents are covered up to the age of 26.
2 Waived when a BlueDental plan is purchased at the same time that a Medicare supplement, Armor
Health or Nebraska HeartlandBlue policy is purchased or renewed.
Please note: BlueDental does not cover services for orthodontic dentistry.
Coinsurance is based on the allowable charge for a covered service. Generally, the allowable charge for covered services by in-network providers will be the contract amount. The allowable charge for covered services by out-of-network providers will be based on the contracted amount for Nebraska providers or an amount determined by the on-site plan for out-of-area providers.
Download the brochure for more details on the covered services in each category.