Member Perks

Blue Cross and Blue Shield of Nebraska health plans provide peace of mind to our members. They know they can count on a company that has been providing health insurance to Nebraskans for more than 75 years. 

All Blue Cross and Blue Shield members have access to vision and hearing care discounts and member discounts that can help them stay healthy and save money called Blue365. Also, many of our health plans offer members access to member perks such as telehealth and identity protection and credit monitoring.

Blue365® Exclusive Member Discounts

Blue365 is a national program that offers access to health and wellness deals exclusive to Blue members. The program makes it easy and affordable for you to make healthy choices with special discounts from leading companies who offer savings in fitness, healthy eating and personal care. Learn more about Blue365 member discounts.

Telehealth allows members easy access to health care

Blue Cross and Blue Shield of Nebraska (BCBSNE) believes in the importance of providing options to help you access affordable and immediate health care. That's why we offer telehealth, a fast, easy way to see a doctor. It allows many of our members to have live doctor visits over a computer, tablet or phone anytime. It's easy to use, affordable, private and secure. Learn more about telehealth.



The percentage of the bill you pay after your deductible has been met.


A fixed amount you pay when you get a covered health service.

Tiered benefit plan

A health care plan featuring multiple levels of benefits based on the network status of a particular provider. 


The annual amount you pay for covered health services before your insurance begins to pay.

emergency care services

Any covered services received in a hospital emergency room setting.


Includes behavioral health treatment, counseling, and psychotherapy

in-network provider

A provider contracted by your insurance company to accept an agreed upon payment for covered services. 

OUT-OF-network provider

A term for providers that aren’t contracting with your insurance company. (Your out-of-pocket costs will tend to be more expensive if you go to an out-of-network provider.)


Your expenses for medical care that aren’t reimbursed by insurance, including deductibles, coinsurance and co-payments.


If you can afford health insurance, but choose not to buy it, you must have a health coverage exemption or pay a tax penalty on your federal income tax return.


The amount you pay to your health insurance company each month. 

Preventive services

Health care services that focus on the prevention of disease and health maintenance.


Services and devices to help you recover if you are injured or have surgery. This includes physical, occupational and speech therapy.

special enrollment period

The time after the Open Enrollment Period when you can still purchase health insurance only if you have a qualifying life event (losing other health coverage, having a baby, getting married, moving).


A physician who has a majority of his or her practice in fields other than internal or general medicine, obstetrics/gynecology, pediatrics or family practice.