Nebraska Group Health Insurance for 151+ Employees

Employer and Group Plans

Blue Cross and Blue Shield of Nebraska’s medical plans offer a combination of networks and benefits to meet the needs of you, the employer, while enhancing your ability to select cost-effective, quality health insurance for your employees.

Network Options for 151+ Employees, effective Jan. 1, 2018:
  • Blueprint Health NEW! Regional two-tier network supporting Omaha, Lincoln, Grand Island and Kearney areas in collaboration with CHI Health. Additional providers will be added in the near future. 
  • Premier Select BlueChoice – Regional two-tier network supporting Omaha, Lincoln and surrounding communities in partnership with Nebraska Methodist Health System, Children’s Hospital and Medical Center, Nebraska Medicine, Bryan Health and their affiliated physicians. 
  • NEtwork BLUE – Statewide two-tier network including 100% of Nebraska’s non-governmental, acute care hospitals and 95% of Nebraska’s physicians. 

Group Plans Overview

Provider Networks Available, effective Jan.1, 2018


Health insurance for businesses with 151+ or more eligible employees -- in just a few easy steps:

  • Select which coverage has the benefits you want 
  • Choose a doctor visit copay option
  • Select the cost share amount 
  • Self-funded groups may add optional endorsements



Also learn about our  group dental plans and health plans for international business travelers.

If you have questions or would like additional information, find an agent to assist you.



The percentage of the bill you pay after your deductible has been met.


A fixed amount you pay when you get a covered health service.

Tiered benefit plan

A health care plan featuring multiple levels of benefits based on the network status of a particular provider. 


The annual amount you pay for covered health services before your insurance begins to pay.

emergency care services

Any covered services received in a hospital emergency room setting.


Includes behavioral health treatment, counseling, and psychotherapy

in-network provider

A provider contracted by your insurance company to accept an agreed upon payment for covered services. 

OUT-OF-network provider

A term for providers that aren’t contracting with your insurance company. (Your out-of-pocket costs will tend to be more expensive if you go to an out-of-network provider.)


Your expenses for medical care that aren’t reimbursed by insurance, including deductibles, coinsurance and co-payments.


If you can afford health insurance, but choose not to buy it, you must have a health coverage exemption or pay a tax penalty on your federal income tax return.


The amount you pay to your health insurance company each month. 

Preventive services

Health care services that focus on the prevention of disease and health maintenance.


Services and devices to help you recover if you are injured or have surgery. This includes physical, occupational and speech therapy.

special enrollment period

The time after the Open Enrollment Period when you can still purchase health insurance only if you have a qualifying life event (losing other health coverage, having a baby, getting married, moving).


A physician who has a majority of his or her practice in fields other than internal or general medicine, obstetrics/gynecology, pediatrics or family practice.