Dental Insurance Plans
Regular Dental Care is an important part of an overall healthy lifestyle. Blue Cross and Blue Shield of Nebraska offers three dental options to meet the needs and budgets of individuals and families, even if you don’t have health insurance coverage with us.
Get Started
What should I look for in a dental plan?
What are your needs?
Consider what types of services you will be using. Whether you have complex dental issues or will just be going in for preventive check-ups and cleanings.
What dentists are available?
Check our large dental network to make sure your dentist is in network or find a new one.
How much can I afford?
Blue Cross and Blue Shield of Nebraska has three plans to choose from that offer varying levels of coverage with different premiums costs.
Choose a Plan
No matter which dental plan you choose, you will have coverage for a wide range of services.
Preventive Services
Covers routine oral exams and cleanings as well as fluoride for those under the age of 16.
Basic Maintenance
Major/Complex Services
Download the brochure to view the covered services in each category.
Ready to get started? Get a DentalEssentials quote today.
|
Preventive Plus |
Enhanced |
Premier |
|
|---|---|---|---|
| I don’t go to the dentist a lot; I just go in for my preventive check-ups and cleanings. | I may have cavities or a tooth that needs to be pulled. | I have more complex dental issues and may require a crown or dentures. | |
|
Deductible |
$50 | $100 | $100 |
| Calendar Year Maximum per person, per calendar year |
$1,000 | $1,500 | $2,000 |
| Percentage of Covered Charges You Pay1 (coinsurance) |
|||
|
Preventive and Diagnostic Dentistry (Coverage A Services) |
0% (deductible waived) | 0% (deductible waived) | 0% (deductible waived) |
|
Maintenance and Simple Restorative Dentistry and Oral Surgery |
20% | 20% | 20% |
|
Complex Restorative Dentistry, Periodontic and Endodontics |
50% | 50% | 50% |
1When an in-network dentist is used. Coinsurance is based on the allowable charge for a covered service. Generally, the allowable charge for covered services by in-network providers will be the contract amount. The allowable charge for covered services by out-of-network providers will be based on the contracted amount for Nebraska providers.