Employers and New Brokers

Blue Cross and Blue Shield of Nebraska has appointed brokers statewide to address your business needs for:

  • 2 to 50 total employees
  • 51 total employees to 150 eligible employees
  • 151+ eligible employees

For assistance in obtaining a BCBSNE quote and finding a broker, please contact John Deines, Director of Group Sales, at John.Deines@nebraskablue.com or (402) 982-8464.

BCBSNE Licensed Agents

Representatives across the state ready to assist you with your individual or family health insurance needs. Contact the Consumer Sales Representative serving your area below. 

Agent Map of Nebraska

 

  1. Omaha
    polly.jensen@nebraskablue.com
    Office: (402) 982-7897
    Cell: (402) 214-2876
    Toll Free: (877) 222-2583
    1919 Aksarben Drive | P.O. Box 3248
    Omaha, NE 68180

  2. Lincoln
    bobby.mcguire@nebraskablue.com
    Office: (402) 458-4825
    Cell: (402) 290-3284
    Toll Free: (866) 492-4298
    1233 Lincoln Mall, Suite 100
    Lincoln, NE 68508

  3. Omaha
    rhonda.pignotti@nebraskablue.com
    Office: (402) 982-8511
    Cell: (402) 250-6651
    Toll Free: (888) 452-5077
    1919 Aksarben Drive | P.O. Box 3248
    Omaha, NE 68180

  4. Lincoln
    aaron.polak@nebraskablue.com
    Office: (402) 458-4885
    Cell: (402) 238-8632
    Toll Free: (866) 492-4401
    1233 Lincoln Mall, Suite 100
    Lincoln, NE 68508

HEALTH INSURANCE TERMS


COINSURANCE

The percentage of the bill you pay after your deductible has been met.

COPAY

A fixed amount you pay when you get a covered health service.

Tiered benefit plan

A health care plan featuring multiple levels of benefits based on the network status of a particular provider. 

DEDUCTIBLE

The annual amount you pay for covered health services before your insurance begins to pay.

emergency care services

Any covered services received in a hospital emergency room setting.

SUBSTANCE ABUSE DISORDER SERVICES

Includes behavioral health treatment, counseling, and psychotherapy


in-network provider

A provider contracted by your insurance company to accept an agreed upon payment for covered services. 

OUT-OF-network provider

A term for providers that aren’t contracting with your insurance company. (Your out-of-pocket costs will tend to be more expensive if you go to an out-of-network provider.)

out-of-pocket

Your expenses for medical care that aren’t reimbursed by insurance, including deductibles, coinsurance and co-payments.

penalty

If you can afford health insurance, but choose not to buy it, you must have a health coverage exemption or pay a tax penalty on your federal income tax return.

premium

The amount you pay to your health insurance company each month. 


Preventive services

Health care services that focus on the prevention of disease and health maintenance.

rehab SERVICES

Services and devices to help you recover if you are injured or have surgery. This includes physical, occupational and speech therapy.

special enrollment period

The time after the Open Enrollment Period when you can still purchase health insurance only if you have a qualifying life event (losing other health coverage, having a baby, getting married, moving).

specialist

A physician who has a majority of his or her practice in fields other than internal or general medicine, obstetrics/gynecology, pediatrics or family practice.