myblue Member Services Online

At Blue Cross and Blue Shield of Nebraska, we think everyone should be able to understand their health insurance, so they can make better decisions about their health. So we created myblue – a self-service website that makes sense of your medical bills and health care spending. You can –

  • track your health care spending
  • get a secure view of your bills and benefits
  • find a doctor close to work or home
  • make smart health care decisions
  • contact Member Services online

 

Put myblue at your fingertips!

There are two easy ways to sign up:
  1. Download the myblue Nebraska app on your mobile device from the Apple App Store or Google Play.
  2. Visit mynebraskablue.com and select “Sign Up”. Just complete the four easy steps and can access your member information.

 

Check out myblue today, and see what you’ve been missing about your health insurance.

HEALTH INSURANCE TERMS


COINSURANCE

The percentage of the bill you pay after your deductible has been met.

COPAY

A fixed amount you pay when you get a covered health service.

Tiered benefit plan

A health care plan featuring multiple levels of benefits based on the network status of a particular provider. 

DEDUCTIBLE

The annual amount you pay for covered health services before your insurance begins to pay.

emergency care services

Any covered services received in a hospital emergency room setting.

SUBSTANCE ABUSE DISORDER SERVICES

Includes behavioral health treatment, counseling, and psychotherapy


in-network provider

A provider contracted by your insurance company to accept an agreed upon payment for covered services. 

OUT-OF-network provider

A term for providers that aren’t contracting with your insurance company. (Your out-of-pocket costs will tend to be more expensive if you go to an out-of-network provider.)

out-of-pocket

Your expenses for medical care that aren’t reimbursed by insurance, including deductibles, coinsurance and co-payments.

penalty

If you can afford health insurance, but choose not to buy it, you must have a health coverage exemption or pay a tax penalty on your federal income tax return.

premium

The amount you pay to your health insurance company each month. 


Preventive services

Health care services that focus on the prevention of disease and health maintenance.

rehab SERVICES

Services and devices to help you recover if you are injured or have surgery. This includes physical, occupational and speech therapy.

special enrollment period

The time after the Open Enrollment Period when you can still purchase health insurance only if you have a qualifying life event (losing other health coverage, having a baby, getting married, moving).

specialist

A physician who has a majority of his or her practice in fields other than internal or general medicine, obstetrics/gynecology, pediatrics or family practice.