Employer and Group Health Insurance Plans

We know employers face many challenges, and what you need from us is a way to offer your employees affordable health care coverage. We have several options to choose from.

Plans Tailored to Fit Your Needs

Choose from several types of plans, benefit options and services:

  • Traditional deductible/coinsurance amounts
  • Traditional office visit copays
  • Qualified high-deductible health plans
  • Health savings accounts
  • Dental plans
  • Prescription drug plans
  • International medical travel insurance
  • Telehealth
  • Patient-centered medical home
  • Group Medicare supplement
  • Dual network option


Your Choice of Provider Networks

It’s important to select a network that offers quality providers, easy access and affordable costs. Our networks are:

  • Blueprint Health – Regional two-tier network supporting the Omaha/Lincoln area and surrounding communities, as well as select counties in south central Nebraska. Includes CHI Health.
  • Premier Select BlueChoice – Regional two-tier network supporting the Omaha/Lincoln and surrounding communities. Includes Nebraska Methodist Health System, Children’s Hospital and Medical Center, Nebraska Medicine and Bryan Health.
  • NEtwork BLUE – Statewide two-tier network. Includes 100% of non-governmental, acute care hospitals in Nebraska and 95% of the state’s physicians.


Get Started

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Small Group Rate Review



The percentage of the bill you pay after your deductible has been met.


A fixed amount you pay when you get a covered health service.

Tiered benefit plan

A health care plan featuring multiple levels of benefits based on the network status of a particular provider. 


The annual amount you pay for covered health services before your insurance begins to pay.

emergency care services

Any covered services received in a hospital emergency room setting.


Includes behavioral health treatment, counseling, and psychotherapy

in-network provider

A provider contracted by your insurance company to accept an agreed upon payment for covered services. 

OUT-OF-network provider

A term for providers that aren’t contracting with your insurance company. (Your out-of-pocket costs will tend to be more expensive if you go to an out-of-network provider.)


Your expenses for medical care that aren’t reimbursed by insurance, including deductibles, coinsurance and co-payments.


If you can afford health insurance, but choose not to buy it, you must have a health coverage exemption or pay a tax penalty on your federal income tax return.


The amount you pay to your health insurance company each month. 

Preventive services

Health care services that focus on the prevention of disease and health maintenance.


Services and devices to help you recover if you are injured or have surgery. This includes physical, occupational and speech therapy.

special enrollment period

The time after the Open Enrollment Period when you can still purchase health insurance only if you have a qualifying life event (losing other health coverage, having a baby, getting married, moving).


A physician who has a majority of his or her practice in fields other than internal or general medicine, obstetrics/gynecology, pediatrics or family practice.