Dental Insurance Plans
Regular dental care is an important part of an overall healthy lifestyle. Blue Cross and Blue Shield of Nebraska (BCBSNE) offers a variety of options to meet the needs and budgets of individuals and families.
DentalEssentials
You can purchase DentalEssentials coverage even if you don’t have health insurance coverage with us! In-network dentists are located throughout Nebraska and nationwide.
Preventive Services
Covers routine oral exams and cleanings as well as fluoride for those under the age of 16.
Basic Maintenance
Major/Complex Services
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We Make It Simple to Get Affordable Dental Insurance
Three Options
With a range of options, you can select a DentalEssentials plan that meets your needs and budget.
Simple Sign Up
Easily sign up for individual or family coverage.1
Easy Billing
If you carry health insurance with us, you’ll receive a single bill for both your medical and dental plans.2
2 When the primary insured for both individual health and dental is the same.
Plan Options
Dental Coverage That Meets Your Needs
Need dental coverage? Get a DentalEssentials quote today.
| Preventive Plus | Enhanced | Premier | |
|---|---|---|---|
| Deductible | $50 per person per calendar year |
$100 per person per calendar year |
$100 per person per calendar year |
| Annual Benefit Maximum | $1,000 per person per calendar year |
$1,500 per person per calendar year |
$2,000 per person per calendar year |
| Coinsurance | |||
| Coverage A Services | In network: 0% (deductible waived) Out of network: 20% |
In network: 0% (deductible waived) Out of network: 20% |
In network: 0% (deductible waived) Out of network: 20% |
| Coverage B Services (6-Month Waiting Period3) |
In network: 20% Out of network: 30% |
In network: 20% Out of network: 30% |
In network: 20% Out of network: 30% |
| Coverage C Services | In network and Out of network: 50% |
In network and Out of network: 50% |
In-network and Out-of-network: 50% |
Please note: DentalEssentials does not cover services for orthodontic dentistry.
Coinsurance is based on the allowable charge for a covered service. Generally, the allowable charge for covered services by in-network providers will be the contract amount. The allowable charge for covered services by out-of-network providers will be based on the contracted amount for Nebraska providers or an amount determined by the on-site plan for out-of-area providers.