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Dental Insurance Plans
Regular dental care is an important part of an overall healthy lifestyle. Blue Cross and Blue Shield of Nebraska (BCBSNE) offers a variety of options to meet the needs and budgets of individuals and families.
DentalEssentials
You can purchase DentalEssentials coverage even if you don’t have health insurance coverage with us! In-network dentists are located throughout Nebraska and nationwide.
Preventive Services
Covers routine oral exams and cleanings as well as fluoride for those under the age of 16.
Basic Maintenance
Covers fillings, extractions and other basic dental maintenance.
Major/Complex Services
Covers services such as crowns, dentures, root canals and more.
Get Started
We Make It Simple to Get Affordable Dental Insurance
Three Options
With a range of options, you can select a DentalEssentials plan that meets your needs and budget.
Simple Sign Up
Easily sign up for individual or family coverage.1
Easy Billing
Set up your billing preferences in your myNebraskaBlue.com account.
1 When applying for individual health and dental coverage at the same time, the same enrollment is required unless a separate application for individual dental is submitted.
Plan Options
Dental Coverage That Meets Your Needs
Need dental coverage? Get a DentalEssentials quote today.
| Preventive Plus | Enhanced | Premier | |
|---|---|---|---|
| Deductible | $50 per person per calendar year |
$100 per person per calendar year |
$100 per person per calendar year |
| Annual Benefit Maximum | $1,000 per person per calendar year |
$1,500 per person per calendar year |
$2,000 per person per calendar year |
| Coinsurance | |||
| Coverage A Services | In network: 0% (deductible waived) Out of network: 20% |
In network: 0% (deductible waived) Out of network: 20% |
In network: 0% (deductible waived) Out of network: 20% |
| Coverage B Services (6-Month Waiting Period3) |
In network: 20% Out of network: 30% |
In network: 20% Out of network: 30% |
In network: 20% Out of network: 30% |
| Coverage C Services | In network and Out of network: 50% |
In network and Out of network: 50% |
In-network and Out-of-network: 50% |
Please note: DentalEssentials does not cover services for orthodontic dentistry.
Coinsurance is based on the allowable charge for a covered service. Generally, the allowable charge for covered services by in-network providers will be the contract amount. The allowable charge for covered services by out-of-network providers will be based on the contracted amount for Nebraska providers or an amount determined by the on-site plan for out-of-area providers. Download the DentalEssentials contract.