female doctor is indoors in a hospital room. She is wearing medical clothing and a stethoscope. She is checking the heart rate of a young girl.

Good Health Starts Here

Preventive Care

Male patient speaking to a male doctor.

Many health conditions can be prevented or detected early by making healthy lifestyle choices. Use these Preventive Health Guidelines to help maintain a healthy lifestyle. You should talk with your doctor about your specific health concerns and follow your doctor’s advice.

These preventive guidelines are based on national recommendations. Please review your plan documents for coverage information. To find out what’s covered at 100%, please call the Member Services number on the back of your member ID card.

Preventive Benefits

Routine preventive care is an important step to staying healthy and is generally covered at 100% by most of our health plans. Please note: A preventive care visit could potentially turn into a diagnostic visit should something be found which could lead to out-of-pocket expenses.

Review the Benefits for Preventive Services.

Examples of preventive benefits include:

  • Annual check-ups
  • Screenings
  • Immunizations
  • Counseling

These preventive measures can help you and your family avoid developing health problems and prevent minor issues from becoming major health concerns such as diabetes and colon cancer.


Annual Exams

Each year you should visit with your doctor and discuss your concerns, family history and current issues. This is an important step in early detection for any age.

TIP: Summer months are typically the hardest months to get a check-up appointment scheduled. Try scheduling your check up before May or after August.

Cancer Screenings

For certain types of cancer, early detection can increase survival rates by as much as 35 percent and can even prevent cancers altogether. Over the last five years, breast, lung and colon cancers remain in the top five cancer diagnoses in the state of Nebraska*.

Early detection starts with screening, and most screenings are covered at 100 percent under your plan when you stay in-network. Now is a good time to start thinking about getting your appointments scheduled – whether for an annual check-up or for one of the cancer screenings listed below.

Check your plan's benefit information to see what screenings are covered at 100 percent, or call Member Services at the number on the back of your ID card.

Starting at age 40, women should get a mammogram each year; earlier or more often if recommended by your doctor. For more information, review our Breast Cancer Screenings flier.

Screenings include colonoscopies, sigmoidoscopies, proctosigmoidoscopies, barium enema, fecal occult blood testing, CT of the colon, FIT DNA test, the bowel prep medication laboratory, and related services.

For more information, view our  Colorectal Cancer Screening frequently asked questions

Pap test every three years for women 21 to 65. Over 65, as recommended by your doctor. Human Papillomavirus (HPV) test every three years starting at age 30.

Screenings are recommended each year for adults age 50 – 80, who have either a 20-pack-a-year history of smoking, currently smoke or have quit within the past 15 years. Preauthorization is required.

*Nebraska Cancer Registry: Cancer in Nebraska: Fact Sheet #1, Nov. 2018
Preventive Prescription Drug List

The following list of prescription medications, over-the-counter medications and supplies may be covered under your plan as part of the Affordable Care Act (ACA). Benefits for the items listed here are covered at no cost to you when they are obtained from a Blue Cross and Blue Shield of Nebraska network pharmacy provider, subject to the gender, age and frequency limits indicated, not to exceed the plan’s retail or mail order day supply limit.

View Preventive Prescription Drug Lists

Health Assessment

Answering a few simple questions can be life changing. That's why we offer a free and confidential health assessment you may complete right now. A health assessment evaluates general aspects of your lifestyle and the impact it can have on your health and well-being. It is designed to point you in the right direction. It’s not a medical assessment so if you’re worried about your health, you should speak to a health professional.

Take the Health Assessment

  1. Review the terms and conditions to start the health assessment.
  2. Take the personal health assessment. This takes three to five minutes to complete.
  3. To download and print your summary report, right click to save to PDF. You will not be able to log back in to see your results.
    No identifying information is printed on the results pages.