BCBSNE Ratings and Accreditations

URAC Accreditations

URAC offers a wide range of quality benchmarking programs and services that keep pace with the rapid changes in the health care system. BCBSNE is provided with their symbol of excellence to validate our commitment to quality and accountability.

Blue Cross and Blue Shield of Nebraska holds four URAC accreditations:

URAC Case Management Accreditation Logo

ACCREDITED

Case
Management
Expires 02/01/2019
URAC Health Utilization Management Accreditation Logo

ACCREDITED

Health Utilization
Management
Expires 02/01/2019
URAC Health Plan Accreditation Logo

ACCREDITED

Health
Plan
Expires 10/01/2020
URAC Health Insurance Marketplace Accreditation Logo

ACCREDITED

Health Plan - Health Insurance Marketplace
Expires 08/01/2019

 

A.M. Best

BCBSNE has received an A.M. Best Company Financial Strength rating of A (excellent).

Verizon Cybertrust Security Certification

More than a seal of approval, a Verizon Cybertrust Security Certified status demonstrates to the public that safeguarding user information a one of our critical priorities. It also verifies BCBSNE employs proven security processes and technologies to maintain a proactive and comprehensive information security program.

Other Recognitions

  • Better Business Bureau (BBB) Integrity Award
  • WELCOA Platinum Well Workplace Award
  • Top 10 Best Places to Work in Omaha
  • "Best of Omaha" among health insurance companies
  • HEALTH INSURANCE TERMS


    COINSURANCE

    The percentage of the bill you pay after your deductible has been met.

    COPAY

    A fixed amount you pay when you get a covered health service.

    Tiered benefit plan

    A health care plan featuring multiple levels of benefits based on the network status of a particular provider. 

    DEDUCTIBLE

    The annual amount you pay for covered health services before your insurance begins to pay.

    emergency care services

    Any covered services received in a hospital emergency room setting.

    SUBSTANCE ABUSE DISORDER SERVICES

    Includes behavioral health treatment, counseling, and psychotherapy


    in-network provider

    A provider contracted by your insurance company to accept an agreed upon payment for covered services. 

    OUT-OF-network provider

    A term for providers that aren’t contracting with your insurance company. (Your out-of-pocket costs will tend to be more expensive if you go to an out-of-network provider.)

    out-of-pocket

    Your expenses for medical care that aren’t reimbursed by insurance, including deductibles, coinsurance and co-payments.

    penalty

    If you can afford health insurance, but choose not to buy it, you must have a health coverage exemption or pay a tax penalty on your federal income tax return.

    premium

    The amount you pay to your health insurance company each month. 


    Preventive services

    Health care services that focus on the prevention of disease and health maintenance.

    rehab SERVICES

    Services and devices to help you recover if you are injured or have surgery. This includes physical, occupational and speech therapy.

    special enrollment period

    The time after the Open Enrollment Period when you can still purchase health insurance only if you have a qualifying life event (losing other health coverage, having a baby, getting married, moving).

    specialist

    A physician who has a majority of his or her practice in fields other than internal or general medicine, obstetrics/gynecology, pediatrics or family practice.